Simple Budget App
Private. Simple.
Calm. Complete.
Private by Design
Your data stays on your devices and syncs through your own iCloud, with no sign-up, no ads, and no tracking.
Set monthly budgets, roll unspent money forward, and let automatic bill detection show what's due before it catches you off guard.
Try it free, then unlock everything with a single $4.99 purchase that works across your iPhone, iPad and Mac.
Budgets That Keep Up
No Subscription, Ever
Your Whole Financial Picture
Simple Budget brings every part of your finances into one calm view. Add checking, savings and credit cards alongside loans, mortgages, investments and property, then watch your net worth grow over time. Track holdings and gains with optional live prices, see your home equity grow against your mortgage, and find out what extra payments would save. Clear, interactive reports show where your money went, and you can export any of them as a PDF.
Budgets That Keep Up
Real life doesn't fit neatly into a monthly budget, so Simple Budget adapts. Set a budget for each category, and unspent money can roll into next month for irregular costs like travel, gifts or car repairs. Split one purchase across several categories, and get a gentle alert when you're close to the limit. Recurring bills, subscriptions and paychecks are detected automatically, so you'll see what's due in the next 30 days before it arrives.
Ask Your Budget
Sometimes you just want an answer. Ask Simple Budget questions in plain English, like "How much did I spend on dining this month?" or "Which category am I most over budget in?", and get a clear reply. Answers come from Apple Intelligence running on your device, so nothing is sent to an AI service. You can also ask Siri what's left in your budget, or add a transaction with Shortcuts without opening the app.
